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<h4 style="text-align: center; font-weight: 800; font-size: 50px;"> Montana Public Employee Retirement System - PERS</h4>

<h3 style="margin-left: 10vw; margin-right: 10vw; text-align: center; font-style: italic; font-size: 20px;"> 
<span style="padding: 5px;">Data and modeling to better understand PERS</h3>

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  <ul class="cards">
    <li class="cards-item">
    <a href="historical.html" style="text-decoration: none;">
      <div class="card">
        <div class="card-image"><img src="./images/montana-historical.png"></div>
        <div class="card-content">
          <h2 class="card-title">Historical Data</h2>
          <p class="card-text">Highlights of PERS assets, liabilities and other important funding metrics over the last 20 years.</p>
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    </a>
    </li>

        <li class="cards-item">
        <a href="analysis_new.html" style="text-decoration: none;">
      <div class="card">
        <div class="card-image"><img src="./images/montana-analysis.png"></div>
        <div class="card-content">
          <h2 class="card-title">HB 226 Analysis</h2>
          <p class="card-text">Montana reform improves pension funding and retirement savings for public employees</p>
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      </div>
          </a>
    </li>

        <li class="cards-item">
        <a href="modeling.html" style="text-decoration: none;">
      <div class="card">
        <div class="card-image"><img src="./images/montana-model.png"></div>
        <div class="card-content">
          <h2 class="card-title">Funding & Benefit Modeling</h2>
          <p class="card-text">Funding modeling projects PERS funded status with user defined inputs. Benefit modeling includes current and new plan designs for employees and the potential cost to employers as well as benefit to the employees.</p>
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          </a>
    </li>


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